Senior Lead Product Manager - Risk Platform

Job summary

Innovate with purpose At BIL***, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations.

Benefits

Qualifications

• into platform capabilities, and ensure the decisioning engine can grow with BIL*** as transaction volume, product lines, and regulatory obligations expand.
• Your work will sit at the center of every risk decision BIL*** makes, from the moment a new business applies to join the platform through every payment they process.
• We'd love to chat if you have:
• Deep technical fluency in data infrastructure, including hands-on experience defining
• for Data Lakes, data warehouse architectures, and real-time or batch data processing systems at scale.
• Extensive experience evaluating and integrating third-party data APIs, including identity, financial, and alternative data providers, and building orchestration logic that balances signal diversity, latency, and cost.
• Strong understanding of how data infrastructure decisions directly affect fraud mitigation, credit risk outcomes, and compliance logic, with the ability to reason across all three domains simultaneously.
• Comfort working directly with engineers at the level of API schemas, data models, and system architecture diagrams, translating between technical implementation and product strategy in both directions.
• Experience defining and owning platform-level metrics, including latency, throughput, data quality, and decisioning accuracy, and using those metrics to drive roadmap investment decisions.
• Desired
• Experience building or modernizing a risk decisioning platform at a company that processes significant payment or lending volume, with direct exposure to the tradeoffs between build, buy, and integrate.
• Familiarity with machine learning model integration into production decisioning systems, including feature engineering, model serving, and monitoring for drift or degradation.

Responsibilities

• Own the product vision, strategy, and roadmap for BIL***'s core risk decisioning and policy engine, enabling real-time, low-latency automated evaluations across fraud, credit, and compliance use cases.
• Define the technical architecture for internal APIs, platform services, and data pipelines that power risk evaluation, ensuring the platform scales reliably with BIL***'s growing transaction volume and product surface.
• Partner with data engineering to design and optimize data strategies across BIL***'s Data Lake and high-throughput data platforms, structuring data for advanced risk modeling and analytics at scale.
• Evaluate, integrate, and orchestrate third-party identity, financial, and alternative data sources, building a signal ecosystem that maximizes decision accuracy while managing cost, latency, and vendor risk.
• Define and track platform-level success metrics including decisioning latency, signal coverage, model input quality, and platform uptime, using data to drive prioritization and surface tradeoffs to leadership.
• Identify and drive technical debt reduction, scalability investments, and architectural improvements that enable the risk platform to support new products, geographies, and regulatory

Skills

Degrees

Industry

Company size