Senior Financial Crime Investigator - Merchant Acquiring

Job summary

<p>📍Remote in the UK 🇬🇧 | £31,100 - £39,350 + Incentive Awards tied to your performance + <a href="https://monzo.com/careers/">Benefits</a> </p> <p><strong>Start date:</strong> Monday 9th November 2026</p> <p><strong>Shifts: </strong>You'll work 37.5 hours per week. This means you'll work Monday to Friday, from 9AM to 5:30PM.

Benefits

Qualifications

• You'll be a self-starter who can thrive in a fast-paced environment and make an impact from day one.</p>
• h4><strong>🔑 You’ll play a key role by...</strong></h4>
• li>Conducting comprehensive KYB checks on new and existing customers, ensuring adherence to regulatory guidelines and internal policies</li>
• li>Reviewing customer documentation, including merchant applications, financial statements, legal agreements, and beneficial ownership information</li>
• li>Evaluating the adequacy and accuracy of customer-provided information and perform risk assessments based on established criteria</li>
• li>Investigating and resolve any red flags, inconsistencies, or suspicious activities identified during the customer due diligence process</li>
• li>Collaborating closely with cross-functional teams, such as Compliance, Legal and Risk, as required, to obtain additional information or clarify discrepancies</li>
• li>Staying updated on evolving local and payment industry regulations, card scheme rules, and best practices to ensure compliance with applicable standards</li>
• li>Maintaining accurate and up-to-date records of customer due diligence activities, including audit trails, risk assessments, and supporting documentation</li>
• li>Assisting in the development and enhancement of KYB policies, procedures, and
• and emerging trends</li>
• li>Reporting any potential cases of money laundering, fraud, or suspicious activities to the Financial Crime Risk Team and relevant authorities</li>

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